/* Layout: one long page, max 1180px wide, sections alternate light (#F4F5FB) and deep navy, like a playful fintech landing. */
:root{
  --navy:#0B1040; --navy-2:#141B5C; --cobalt:#2436F2; --sun:#FFD23F; --sun-deep:#F2B400; --hibiscus:#FF4F8B; --mint:#12B283; --sky:#9FD8FF;
  --bg:#F4F5FB; --card:#FFFFFF; --ink:#0E1233; --muted:#5D6390; --line:#E1E4F1;
  --display:"Unbounded","Arial Black",system-ui,sans-serif; --body:"Figtree",system-ui,-apple-system,"Segoe UI",sans-serif;
  --radius:28px; --shadow:0 1px 2px rgba(14,18,51,.05),0 18px 40px -18px rgba(14,18,51,.25);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit}
img,svg{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding-inline:20px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:52px;padding:0 24px;border-radius:16px;font-weight:800;font-size:16px;text-decoration:none;border:0;cursor:pointer;font-family:var(--body);transition:transform .15s ease, box-shadow .2s}
.btn:active{transform:scale(.97)}
.btn:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--sun);outline-offset:3px}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{box-shadow:0 10px 24px -10px rgba(11,16,64,.6)}
.btn-sun{background:var(--sun);color:var(--navy)}
.btn-ghost{background:transparent;color:var(--ink);border:2px solid var(--line)}
.btn-ghost:hover{border-color:var(--ink)}
.pill{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;border-radius:999px;font-weight:800;font-size:13px;letter-spacing:.02em}
.eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--muted)}
h1,h2,h3{font-family:var(--display);letter-spacing:-.03em;line-height:1.05;margin:0;text-wrap:balance}
h2{font-size:clamp(32px,5vw,56px)}
h3{font-size:22px;letter-spacing:-.02em;line-height:1.2}
p{margin:0}
.lead{font-size:clamp(17px,1.6vw,20px);color:var(--muted);max-width:52ch}

/* wordmark: the dot on the i is a drop */
.wm{font-family:var(--display);font-weight:800;letter-spacing:-.03em;white-space:nowrap}
.wm .i{position:relative;display:inline-block}
.wm .i svg{position:absolute;left:50%;top:-.24em;width:.34em;height:.44em;translate:-50% 0;fill:var(--sun)}

/* nav */
nav.top{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--bg) 86%,transparent);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .2s}
nav.top.scrolled{border-bottom-color:var(--line)}
nav .bar{display:flex;align-items:center;justify-content:space-between;height:76px;gap:16px}
nav .logo{font-size:26px;text-decoration:none;color:var(--ink)}
nav .links{display:flex;gap:28px;font-weight:700;font-size:15px}
nav .links a{text-decoration:none;color:var(--muted)}
nav .links a:hover{color:var(--ink)}
nav .ctas{display:flex;gap:10px}
nav .ctas .btn{height:44px;padding:0 18px;font-size:15px}
@media (max-width:880px){nav .links{display:none}}
@media (max-width:520px){nav .ctas .btn-ghost{display:none}}

/* hero */
.hero{padding:56px 0 24px}
.hero-top{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:end}
.hero h1{font-size:clamp(42px,7.4vw,92px)}
.hero h1 .drop{display:inline-block;width:.66em;height:.92em;vertical-align:-.1em;margin:0 .06em 0 0}
h1 .drop,h2 .drop{overflow:visible;transform-origin:50% 100%;animation:k-hop 2.8s cubic-bezier(.3,0,.3,1) infinite}
@keyframes k-hop{0%,60%,100%{transform:none}70%{transform:scale(1.08,.92)}80%{transform:translateY(-14%) scale(.95,1.05)}90%{transform:scale(1.04,.96)}}
.hero-side{display:flex;flex-direction:column;gap:22px;padding-bottom:10px}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-note{font-size:14px;color:var(--muted);font-weight:600;display:flex;gap:14px;flex-wrap:wrap}
.hero-note span::before{content:"✓ ";color:var(--mint);font-weight:800}
@media (max-width:860px){.hero-top{grid-template-columns:1fr;align-items:start}}

.stage{position:relative;margin-top:44px;border-radius:36px;background:radial-gradient(70% 90% at 85% 10%,#2436F2 0%,transparent 60%),radial-gradient(60% 70% at 0% 100%,#3a1a6e 0%,transparent 60%),linear-gradient(160deg,#141B5C,#0B1040 70%);min-height:520px;overflow:hidden;display:grid;place-items:center;padding:48px 20px 0}
.stage .shape{position:absolute;border-radius:50%}
.stage .s1{width:180px;height:180px;background:var(--sun);top:-60px;left:8%;opacity:.95}
.stage .s2{width:120px;height:120px;background:var(--hibiscus);bottom:40px;left:-40px}
.stage .s3{width:70px;height:70px;background:var(--mint);top:80px;right:12%}
.phone{position:relative;z-index:2;width:300px;height:500px;border-radius:44px 44px 0 0;background:#0E1233;border:10px solid #050824;border-bottom:0;padding:22px 14px 0;box-shadow:0 40px 80px -20px rgba(0,0,0,.5);overflow:hidden;color:#fff}
.phone .notch{position:absolute;top:8px;left:50%;translate:-50% 0;width:90px;height:22px;border-radius:12px;background:#050824}
.ph-top{display:flex;justify-content:space-between;align-items:center;margin:14px 4px 10px;font-size:15px}
.ph-hello{font-size:12px;color:#A9AFDB;margin:0 4px}
.ph-h{font-family:var(--display);font-size:17px;font-weight:700;margin:2px 4px 12px;letter-spacing:-.02em}
.ph-bal{background:var(--sun);color:var(--navy);border-radius:22px;padding:14px 16px}
.ph-bal small{font-size:10px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;opacity:.7}
.ph-bal b{display:block;font-family:var(--display);font-size:28px;letter-spacing:-.03em;margin:2px 0 10px}
.ph-bar{display:flex;gap:3px;height:9px;border-radius:9px;background:rgba(14,18,51,.13);overflow:hidden}
.ph-bar i{border-radius:9px}
.ph-legend{display:flex;justify-content:space-between;font-size:11px;font-weight:700;margin-top:8px}
.ph-row{display:grid;grid-template-columns:auto 1fr auto;gap:10px;align-items:center;background:#172066;border-radius:16px;padding:10px 12px;margin-top:9px;font-size:13px}
.ph-row .t{width:32px;height:32px;border-radius:11px;display:grid;place-items:center;font-size:16px;background:#232c78}
.ph-row small{display:block;color:#A9AFDB;font-size:11px}
.ph-row .amt{font-weight:800}
.chip-float{position:absolute;z-index:3;display:flex;align-items:center;gap:10px;background:#fff;color:var(--ink);border-radius:18px;padding:10px 14px;box-shadow:var(--shadow);font-size:14px;animation:floaty 6s ease-in-out infinite}
.chip-float .t{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;font-size:18px}
.chip-float b{display:block;font-size:14px}
.chip-float small{color:var(--muted);font-size:12px}
.chip-float .amt{font-weight:800;margin-left:8px}
.cf1{left:4%;top:120px}
.cf2{right:4%;top:210px;animation-delay:-2s}
.cf3{left:8%;bottom:70px;animation-delay:-4s}
@keyframes floaty{50%{transform:translateY(-10px)}}
.stage .kobo-peek{position:absolute;z-index:4;right:9%;bottom:-6px}
@media (max-width:760px){.cf1{left:10px;top:24px}.cf2{right:10px;top:auto;bottom:150px}.cf3{display:none}.stage{min-height:600px;padding-top:120px}.stage .kobo-peek{right:4%}}

/* sections */
section{padding:96px 0}
.sec-head{display:flex;flex-direction:column;gap:14px;max-width:760px;margin-bottom:48px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step{background:var(--card);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:14px;border:1px solid var(--line)}
.step .num{width:40px;height:40px;border-radius:13px;background:var(--navy);color:var(--sun);display:grid;place-items:center;font-family:var(--display);font-weight:800}
.step p{color:var(--muted)}
.sentence{font-family:var(--display);font-weight:600;font-size:18px;line-height:2.05;letter-spacing:-.01em}
.chip{display:inline-block;padding:0 12px;border-radius:999px;background:#E9EBFE;color:var(--cobalt);border:2px solid #C9CEFC;font-family:var(--body);font-weight:800;font-size:15px;line-height:1.7}
@media (max-width:900px){.steps{grid-template-columns:1fr}}

/* feature cards */
.features{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.feature{border-radius:var(--radius);padding:28px 28px 0;display:flex;flex-direction:column;gap:10px;overflow:hidden;min-height:360px;border:1px solid var(--line)}
.feature .ic{width:46px;height:46px;border-radius:15px;display:grid;place-items:center;font-size:22px;background:#fff}
.feature p{color:var(--muted);font-size:16px}
.feature .mock{margin-top:auto;background:#fff;border-radius:22px 22px 0 0;padding:16px;box-shadow:0 -1px 0 var(--line),0 20px 40px -20px rgba(14,18,51,.25);font-size:13px}
.f-sun{background:#FFF6D6}.f-blue{background:#E9EBFE}.f-pink{background:#FFE5EF}.f-mint{background:#DDF5EC}.f-sky{background:#E2F2FF}.f-lilac{background:#EEE6FF}
.mrow{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-top:1px solid var(--line);font-weight:600}
.mrow:first-child{border-top:0}
.tag{font-size:11px;font-weight:800;padding:3px 9px;border-radius:999px}
.tag.p{background:#E9EBFE;color:var(--cobalt)}.tag.s{background:#DDF5EC;color:#0b8a65}.tag.w{background:#FFF0C7;color:#9a6a00}
.cal{display:grid;grid-template-columns:repeat(7,1fr);gap:4px}
.cal i{aspect-ratio:1;border-radius:8px;background:#F4F5FB;display:grid;place-items:center;font-style:normal;font-size:11px;font-weight:700;color:var(--muted);position:relative}
.cal i.d::after{content:"";position:absolute;bottom:3px;width:5px;height:5px;border-radius:50%;background:var(--sun)}
.cal i.d2::after{background:var(--hibiscus)}
.cal i.on{background:var(--navy);color:#fff}
.wa{background:#DDF5EC;border-radius:4px 16px 16px 16px;padding:10px 12px;font-size:13px}
.wa b{display:block;font-size:11px;color:#0b8a65;margin-bottom:3px}
@media (max-width:980px){.features{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.features{grid-template-columns:1fr}}

/* dark priorities section */
.dark{background:var(--navy);color:#fff;border-radius:48px 48px 0 0;position:relative;overflow:hidden}
.dark .lead{color:#B6BCEB}
.dark .pill{background:var(--sun);color:var(--navy)}
.pri{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.pri h2 .drop{display:inline-block;width:.66em;height:.92em;vertical-align:-.1em}
.pcard{background:#141B5C;border:1px solid #232c78;border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;gap:14px}
.porder{display:grid;grid-template-columns:34px 1fr auto;gap:12px;align-items:center;padding:10px 0;border-top:1px solid #232c78}
.porder:first-of-type{border-top:0}
.porder .rank{width:32px;height:32px;border-radius:10px;background:var(--sun);color:var(--navy);display:grid;place-items:center;font-family:var(--display);font-weight:800}
.porder small{display:block;color:#A9AFDB}
.porder.no .rank{background:transparent;border:2px dashed #3a4390;color:#A9AFDB}
.bigbar{display:flex;height:16px;border-radius:99px;overflow:hidden;gap:3px;background:#232c78}
.bigbar i{border-radius:99px}
.legend{display:flex;justify-content:space-between;font-size:14px;font-weight:700;flex-wrap:wrap;gap:8px}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend em{width:10px;height:10px;border-radius:3px;display:inline-block}
.note{background:#232c78;border-radius:16px;padding:12px 14px;font-size:14px;color:#D9DCF7}
@media (max-width:900px){.pri{grid-template-columns:1fr}}

/* Kobo section */
.kobo-sec{background:var(--navy);color:#fff;padding-top:24px}
.kobo-stage{position:relative;border-radius:36px;background:#FFF6D6;color:var(--ink);padding:56px 28px;display:grid;grid-template-columns:1fr 1.2fr;gap:28px;align-items:center;overflow:hidden}
.kobo-stage .blob{position:absolute;border-radius:50%}
.kobo-stage .b1{width:240px;height:240px;background:var(--hibiscus);opacity:.18;right:-60px;top:-60px}
.kobo-stage .b2{width:160px;height:160px;background:var(--cobalt);opacity:.12;left:30%;bottom:-70px}
.moods{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;position:relative}
.mood{background:#fff;border-radius:22px;padding:18px 8px 12px;display:flex;flex-direction:column;align-items:center;gap:6px;font-weight:800;font-size:14px;box-shadow:var(--shadow)}
.mood small{font-weight:600;color:var(--muted);font-size:12px;text-align:center}
@media (max-width:900px){.kobo-stage{grid-template-columns:1fr}.moods{grid-template-columns:repeat(2,1fr)}}

/* safety */
.safety{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.sitem{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;gap:10px}
.sitem .ic{width:44px;height:44px;border-radius:14px;background:var(--navy);color:var(--sun);display:grid;place-items:center;font-size:20px}
.sitem p{color:var(--muted);font-size:16px}
@media (max-width:900px){.safety{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.safety{grid-template-columns:1fr}}

/* faq */
.faq{display:grid;gap:12px;max-width:860px}
details{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:0 22px}
summary{cursor:pointer;list-style:none;font-weight:800;font-size:18px;padding:20px 0;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-family:var(--display);font-size:22px;line-height:1;transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details p{color:var(--muted);padding:0 0 20px;max-width:68ch}

/* waitlist */
.join{background:var(--cobalt);color:#fff;border-radius:40px;padding:64px 28px;display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:center;position:relative;overflow:hidden}
.join .lead{color:#DDE0FF}
.join .s{position:absolute;border-radius:50%;background:var(--sun);width:220px;height:220px;right:-70px;bottom:-90px;opacity:.9}
form.wl{position:relative;z-index:2;background:#fff;color:var(--ink);border-radius:28px;padding:26px;display:flex;flex-direction:column;gap:14px;box-shadow:0 30px 60px -30px rgba(0,0,0,.45)}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:14px;font-weight:700;color:var(--muted)}
.field input{height:54px;border-radius:16px;border:2px solid var(--line);background:var(--bg);color:var(--ink);padding:0 16px;font:inherit;font-size:17px;font-weight:600}
.field input:focus{outline:none;border-color:var(--cobalt)}
.form-msg{font-weight:700;font-size:15px;min-height:22px}
.form-msg.ok{color:#0b8a65}.form-msg.err{color:#d6334a}
.small{font-size:13px;color:var(--muted)}
@media (max-width:860px){.join{grid-template-columns:1fr}}

footer{padding:56px 0 40px;color:var(--muted);font-size:15px}
footer .fbar{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;align-items:flex-start}
footer .wm{font-size:28px;color:var(--ink)}
footer .cols{display:flex;gap:48px;flex-wrap:wrap}
footer .cols div{display:flex;flex-direction:column;gap:8px}
footer .cols b{color:var(--ink)}
footer a{text-decoration:none}
footer a:hover{color:var(--ink)}
footer .legal{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}

/* Kobo (same drawing and moods as the app) */
.kobo{display:inline-block;line-height:0}
.kobo svg{overflow:visible}
.kobo .skin{stroke:#E0A400;stroke-width:1.5}
.kobo .shine{fill:#fff;opacity:.55}
.kobo .cheek{fill:#FF4F8B;opacity:.35}
.kobo .eye{fill:#0E1233}
.kobo .glint{fill:#fff}
.kobo .line{fill:none;stroke:#0E1233;stroke-width:3.4;stroke-linecap:round;stroke-linejoin:round}
.kobo .fillm{fill:#0E1233}
.kobo .body{transform-box:view-box;transform-origin:50px 116px}
.kobo .eyes{transform-box:view-box;transform-origin:50px 77px}
.kobo .shadow{fill:#0E1233;opacity:.12;transform-box:view-box;transform-origin:50px 116px}
.k-idle .body{animation:k-bob 2.6s ease-in-out infinite}
.k-idle .eyes,.k-wait .eyes{animation:k-blink 4.2s infinite}
.k-happy .body{animation:k-bounce 1.1s cubic-bezier(.3,0,.3,1) infinite}
.k-cele .body{animation:k-jump 1.3s cubic-bezier(.3,0,.25,1) infinite}
.k-wait .body{animation:k-sway 1.8s ease-in-out infinite}
.k-sleep .body{animation:k-breathe 3.2s ease-in-out infinite}
@keyframes k-bob{50%{transform:translateY(-4px)}}
@keyframes k-blink{0%,92%,100%{transform:scaleY(1)}95%{transform:scaleY(.1)}}
@keyframes k-bounce{0%,100%{transform:scale(1.08,.92)}30%{transform:translateY(-16px) scale(.95,1.06)}55%{transform:translateY(-18px)}80%{transform:scale(1.05,.95)}}
@keyframes k-jump{0%,100%{transform:scale(1.12,.88)}25%{transform:translateY(-30px) scale(.92,1.1) rotate(-6deg)}50%{transform:translateY(-36px) rotate(6deg)}78%{transform:scale(1.1,.9)}}
@keyframes k-sway{0%,100%{transform:rotate(-5deg)}50%{transform:rotate(5deg)}}
@keyframes k-breathe{50%{transform:scale(1.04,.97)}}

.reveal{opacity:1;transform:none;transition:opacity .6s ease, transform .6s ease}
.js .reveal{opacity:0;transform:translateY(24px)}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.js .reveal{opacity:1;transform:none}}

/* home: popular guides */
.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.guide{display:flex;flex-direction:column;gap:8px;background:var(--card);border:1px solid var(--line);border-radius:22px;padding:20px;text-decoration:none;color:var(--ink);transition:border-color .2s,transform .2s}
.guide:hover{border-color:var(--cobalt);transform:translateY(-2px)}
.guide span{font-size:26px}
.guide b{font-family:var(--display);font-size:17px;line-height:1.3;letter-spacing:-.01em}
.guide small{color:var(--muted);font-size:15px}
@media (max-width:900px){.guides{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.guides{grid-template-columns:1fr}}