Priorities: Mum's money comes first
Priorities let you rank up to three scheduled transfers. SpenDrip keeps back the money your priorities still need for the rest of the month, so if your balance runs short, lower drips wait instead of spending it.
Updated 3 October 2026
How ranking works
- Priority 1 is paid first. Priority 2 never spends money priority 1 still needs this month, and priority 3 never spends what 1 and 2 need.
- Other drips only use what's left after all three priorities are covered.
- Fees are counted, so the protected amount is the real amount the month needs.
A worked example
November, with ₦190,000 in your balance:
| Plan | Rank | Still needed in November | What happens |
|---|---|---|---|
| 🍲 Upkeep, ₦5,000 every day | 1 | ₦151,800 | Protected |
| 💛 Mum, ₦30,000 on the 30th | 2 | ₦30,125 | Protected |
| 🤝 Cousin, ₦25,000 on the 30th | None | ₦25,125 | Waits for a top-up |
Upkeep and Mum need ₦181,925 between them, so ₦8,075 is free. The cousin's drip waits rather than eating into Upkeep and Mum, and SpenDrip tells you to top up ₦17,050 so everyone gets paid. (Amounts include fees: ₦60 per upkeep drip, ₦125 for each of the others.)
Setting priorities
Tap Protect it in any plan's sentence, or open Plans and drag your three most important drips into order. When a priority plan ends, the ones below move up.
Questions people ask
How many priorities can I have?
Up to three. Making a fourth plan a priority pushes the lowest one out of the list.
Does a priority drip ever fail because of a lower drip?
No. Lower drips can only use money that isn't needed by higher priorities for the rest of the month.